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by TheArtist
Mon Feb 25, 2013 9:31 am
Forum: Ask IVA Forum and Industry experts
Topic: F andF meeting today
Replies: 18
Views: 2108

Best of luck. Give them a tug this afternoon if you dont hear from them
by TheArtist
Fri Feb 22, 2013 5:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is my husbands pension lump sum classed as a windfall ?
Replies: 3
Views: 1252

Louise, I was in the same position and had to pass over £30k. It was classed as a windfall. Please seek advice from a serious expert in this field.
by TheArtist
Fri Feb 22, 2013 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Today is the day.....
Replies: 56
Views: 5866

Congrats OnTheUp. I shall have a can to your future. Cheers!
by TheArtist
Fri Feb 22, 2013 10:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Today is the day.....
Replies: 56
Views: 5866

Best of luck OnTheUp!
by TheArtist
Thu Feb 21, 2013 4:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: So many questions, sorry!
Replies: 8
Views: 1100

Whatever happens Michael, if, as you say, Barclays is a creditor, make sure you have no monies go in this account. Otherwise, they'll have it.
by TheArtist
Mon Feb 18, 2013 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi there... It's my first time on here as I only just found this site.
Replies: 6
Views: 1267

Tanya, if you have completed all of your obligations to your IP, and you still have not received your CC, chase them up. Although they may be working on reclaiming PPI. But you should have been made aware of this. If the PPI is NOT an element of the delay then hassle them for your certificate. Witho...
by TheArtist
Sat Feb 16, 2013 4:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi there... It's my first time on here as I only just found this site.
Replies: 6
Views: 1267

Welcome Tanya and well done on finishing your IVA payments. A couple of things, have you obtained your Completion Certificate and secondly, have you been removed from the Insolvency Register?
by TheArtist
Sat Feb 16, 2013 3:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: completion certificate received!
Replies: 9
Views: 1778

Wahaaaayyyy. Well done Kelly.[:D]
by TheArtist
Fri Feb 15, 2013 4:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton
Replies: 72
Views: 10127

Great news Karol.
by TheArtist
Fri Feb 15, 2013 4:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Co op bank & 2 more payments to go.
Replies: 10
Views: 1994

Lyns, we all know your CC may be a while coming BUT when you make your last payment the feeling is like nothing you've had so enjoy the moment. The sense of financial freedom is fan-tas-tic. Just let us know!
by TheArtist
Fri Feb 15, 2013 4:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA finished in March, however Santander claim will have to go to ombudsman
Replies: 3
Views: 961

Welcome ambercat. Presumably you have yet to receive your CC? In which case EIF can do this. I'm afraid its the waiting game, but so many people are in this position.
by TheArtist
Fri Feb 15, 2013 4:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: WOOHOO !!! Last payment made :)
Replies: 21
Views: 2862

Congratulations Daz - WELL DONE [:D]
by TheArtist
Fri Feb 15, 2013 4:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Co op bank & 2 more payments to go.
Replies: 10
Views: 1994

Good news Lyns. Thats the spirit! In 2 months time they'll be a can in my fridge with your name on it.
by TheArtist
Thu Feb 14, 2013 4:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice please about inheritance. I am worried I will have to sell house and become homeless
Replies: 4
Views: 1078

Steve, you seem to have doubled up on posts. Could an administrator tidy this up.
by TheArtist
Thu Feb 14, 2013 4:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: 15 months since IVA finished. No indication from GT of a date for closure certificate.
Replies: 2
Views: 997

Welcome Hellena. I know its a pain in the .... but keep hounding your IP for this CC. Your 15 month wait is, we all know, unacceptable but until you have it you may find yourself still bound by the conditions of the IVA. If this is the case, your redundancy, or some of it, could be in jeopardy, beca...
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