Jason, could you elaborate?

Roger, I have just investigated the 'Creditfix' website. Within their text it does mention that all fees within an IVA, including setting up, will be absorbed by the payments you have made AFTER the IVA is set up. Have you been on their site?

Congratulations Picklepants. A can is chilling in the fridge in your honour and I shall drink it this evening on your behalf![:D]

Very best of luck Pennyless. I will put a can on standby.

GD, you could do as Kelly suggests, but your IP may not see the urgency to tell them of your IVA as you do. You are correct in that these pest calls should stop and should have in the 10 weeks since your creditor meeting. As you are now 'covered' by your IVA, should you receive anymore calls - Just ...

Well done BoT. A can is chilling. Well done to Payplan too. They were my company and dealt with me swiftly as well. Best regards to you.

Welcome to the forum Mark. Notwithstanding all of the above, from your initial contact with your chosen IVA company, the pressure of debt, or it seemed to me, to be instantly eroded. In that I realised the situation and started to proceed with it positively. The first phone call was no big deal but ...

Agree with Foggy. This happened to me dunkynuts. I had my extg boiler put in, neglected it during IVA, then after IVA thought I'd get my house in order (so to speak). BG came round at my request, because I couldn't locate the original plumber, and said that my boiler was knackered and employed the s...

Great news jojocox[:)]

Pennyless, cracking son. I would agree with the above. Let your son help you out with a full and final. Once the IVA has, hopefully, been accepted you can properly move on with your life. If you drip feed the IVA, the threat, given your hit and miss agency work, will still be there to fail. Once the...

Afternoon All, Having just read a post just now from Jojocox, about dear phone calls, this has jettisoned me into making this post. saynoto0870.com is a really good site to seek the cheaper alternative number for most companies. I've tried Freeman Jones and there is a Freephone number. I haven't tri...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by abbiesmum2003 I am sorry to read this has happened and at payday. Can i ask what sort of account it was? Im with Natwest and panic everyday they will do this. We had a select account to start with (pre...

abbiesmum, why don't you pre-empt what could happen and move to another account?

Lisa, I am sorry to hear of this. It must have taken some amount of real courage to put your post on this forum. As Foggy alluded to, it seems you have nipped this episode in the bud before it impacted on your IVA. You must take strength from that. The fact that you created a contingency pot says th...

helpless, was the payment your father made, in F&F as well as arrears? If so, just seek absolute confirmation from GT that your payments are finished and then don't take too long cancelling your DD. I realise its tricky getting hold of the appropriate person at GT but, notwithstanding the remaining ...