Search found 13 matches

Search found 13 matches Page 1 of 1
by Julie.97
Wed Mar 21, 2018 1:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do we still have to pay PPI into completed IVA?
Replies: 2
Views: 4777

<r>We completed IVA in May 2015. PPI refund payments made to DFD and now commission payments due but are being sent to DPD who are in receivership and being administered by <EMAIL email="IVAtrust@aperture.uk.com">IVAtrust@aperture.uk.com</EMAIL>. I know that alreadu NatWest have paid £1300.00 and Ba...
by Julie.97
Tue Jun 20, 2017 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: How to get lower interest mortgage after F&F?
Replies: 11
Views: 3693

<t>we completed our 6 year IVA early, approximately 2 years ago. The 6 year term is now complete but we still have a poor credit rating. We still have a mortgage a high interest loan and a catalogue bill which is never in any arrears. We do not want to take out a credit card, how can we improve our ...
by Julie.97
Wed Jul 22, 2015 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA paid June 2015 but 6 years not up until 2017. Which bank would accept basic account ?
Replies: 6
Views: 1938

IVA paid June 2015 but 6 years not up until May 2017. Have prepayment card with securetrustbank but find internet banking difficult and expensive. Tried to open basic account with Barclays but lady interviewer difficult and not at all helpful. Which bank would accept us so we can pay bills etc also ...
by Julie.97
Wed Jun 17, 2015 12:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Received CC. Told we were on credit files as bankrupt by NatWest.
Replies: 1
Views: 1707

Received CC. Tried to get basic bank account with NatWest but told we were on credit files as bankrupt. Paid full and final February 2015. Surely IVA should not be Bankrupt? Will we now have charge taken off property soon.
by Julie.97
Mon Mar 16, 2015 12:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: When a full and final agreed amount is sent, is the receipt acknowledged ?
Replies: 11
Views: 2997

I am with DFD and I have not received any acknowledgment of my sisters F&F payment to clear my IVA
by Julie.97
Fri Jan 30, 2015 1:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Offered a F&F payment November 2014. Still nothing back except empty promises from DFD
Replies: 1
Views: 1550

Offered a F&F payment of £10000 borrowed from my sister as I am almost65 in poor health working 65 hour week. This was in November 2014, sent requested bank statements etc by Special Delivery. Still nothing back from DFD although promises every time we phone that they will send the draft. Should pa...
by Julie.97
Thu Sep 04, 2014 5:35 am
Forum: Ask IVA Forum and Industry experts
Topic: DFD only allow limited life insurance. I am 64 years old in poor health, working overtime.
Replies: 4
Views: 1748

DFD say we cannot have life insurance of more than £70 PER MONTH But our mortgage protection is £246. We have tried to reduce payments but all quotes were more than £360, we sent proof. We are over 3 years in and now this has arisen what can we do, very worried. Pay £665 P.M. Plus at least £200...
by Julie.97
Thu Feb 27, 2014 10:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Advantages and disadvantages of a deed of assignment. Any advice appreciated.
Replies: 1
Views: 1218

the advantages and disadvantages of a deed of assignment, home owner with mortgage of almost £200000 and 63. 33 months of iva paid 27 months to go. Any advice appreciated, long hours working and worry making me ill
by Julie.97
Wed Feb 26, 2014 10:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Once in an iva agreement can I legally be forced to,change to a deed of assignment ?
Replies: 4
Views: 1253

Once in an iva agreement can I legally be forced to change to a deed of assignment. I am 63 years old and have completed approximately 33 months of payments,working 60-70 hours a week and paying much more than the minimum amount to repay my debts. Surely it is unfair to make me take out a loan at th...
by Julie.97
Wed Feb 26, 2014 7:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have been approached by DFD to again look at our arrangement. Why ?
Replies: 4
Views: 1079

We are coming up to 3 years of our IVA and have been approached by Debt Free Direct to again look at our arrangement, why. We both work many hours overtime to pay back as much as possible. I am 63 and worried about demands for more money etc, surely when an arrangement has been made it should be kep...
by Julie.97
Sun Jun 09, 2013 4:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage interest 6.49%. Is it at all possible to find a lower rate ?
Replies: 2
Views: 867

mortgage interest 6.49% is it at all possible to find a mortgage provider who could offer a lower rate although we have an IVA, we have paid for 2 years so far. Not sure that anyone would look at us but looking for ways to reduce payments of £1615.00 a month.
by Julie.97
Fri Dec 07, 2012 11:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I be an executor of my mothers will ?
Replies: 2
Views: 1017

can I be an executor of my mothers will, she has left all her money to my father but as he is in poor health, he's 82, wants me to take care of his money but is this possible?
by Julie.97
Wed Nov 21, 2012 12:26 am
Forum: Ask IVA Forum and Industry experts
Topic: Wanted to take pension lump sum to pay for damaged roof ?
Replies: 2
Views: 892

we have a damaged roof and I wanted to take the state pension lump sum to pay for repairs but have been told this would be a windfall and I must hand all over to DFD.
What can I do?
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