Really happy... I checked the insolvency register today and we are completely debt free so happy right now.... Keep going every1.. Light is at the end of the tunnel [:D]

Well since our f&f& f was accepted only 2 and a half weeks ago, our certificate of completion fell through the letter box this morning. Such a strange feeling, I was expecting a pretty looking certificate but it was only a headed letter. Hey oh, means just as much. thank you again Freeman Jones [:D]

Good luck, keep us posted

Thank you everybody, oh Andy, you can say that again it was the longest day ever . Still it hasn't sunk in yet. X

Well, I thought it was never gunna happen.... But it did ! They accepted our offer and we are finally debt free, we can now move on, I can't describe the feeling we are feeling :) thank you everybody on here for the support and advice, thank you Freeman Jones, especially the last relationship manage...

Omg! Still nothing

Thank you everybody, well I had an email from my relationship manager who says they awaiting conformation of votes, he also said the early signs are good .... My goodness .... What a long day it is lol:)

Oo my oo my :/ its here, and now I can assure u that the next 2 hours are gunna seem a lifetime. Lol. Thank you for ur replies, and I will let u know my outcome as soon as I can. X

Ll, it's almost arrived, tomorrow ah 11:00am is our meeting for our f&f with our creditors, and I actually feel sick, in fact, I feel like I did when I had my driving test and that is saying something :) what am I likely to hear tomorrow? Would they call me and ask questions over the phone like an i...

With freeman jones too

That is fantastic news, we have our f!&f meeting on Monday , feeling really nervous, just want Monday to hurry up lol. X x

My husband applied and successfully obtained his British citizenship whilst already established in an iva.

Thank you Melanie . Does my iva finish if the f& f is accepted and they receive the funds, or does it remain in place until I receive my cc ?

Thanks jeffw, yes the card has never been used! The account still remains open so i assume that they could send me a replacement card as I wont need to re apply for the account. I understand, I should stear clear of credit IF after my full and final is approved. However, having a credit card for eme...

What fantastic news well done an all the best for your future... Debt free x