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by harrysmummy78
Wed Dec 20, 2017 1:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final Accepted this morning!!
Replies: 6
Views: 6418

Well done great News just before Christmas, we received our completion certificates from CF 14 days after our F&F was accepted in July they were brilliant, our names came off the register exactly 3 months later. :lol: xx Thanks for your help HarrysMummy! Your last 2 posts have got me through this a...
by harrysmummy78
Wed Dec 20, 2017 1:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final Accepted this morning!!
Replies: 6
Views: 6418

Well done great News just before Christmas, we received our completion certificates from CF 14 days after our F&F was accepted in July they were brilliant, our names came off the register exactly 3 months later. :lol: xx
by harrysmummy78
Tue Dec 05, 2017 8:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and final - what are my chances?
Replies: 8
Views: 7276

Sounds like a great offer, CF were fantastic dealing with my F&F offer in July this year, I had 6 payments left to make of £210 + a 12 month extension for equity so £3780.00 outstanding and my offer of £1380.00 was accepted by all creditors. I received my CC really quickly and our names fell off the...
by harrysmummy78
Tue Sep 12, 2017 8:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual review
Replies: 9
Views: 1319

My Annual reviews were always due just after Christmas so had lots of Christmas spending ect on my statements as I saved my share of bonuses ect over the year to allow for this and they have never queried anything at all I think it is more to check for any money going into your account other than wa...
by harrysmummy78
Tue Sep 12, 2017 6:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual review
Replies: 9
Views: 1319

CF usually ask for 6 months Bank statements, wage slips & ask you to complete a new I&E :)
by harrysmummy78
Fri Aug 11, 2017 7:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and final Via Perinta accepted
Replies: 10
Views: 1297

That's great well done :) Big relief for you I am sure.. Hope you get your CC quickly like I did
by harrysmummy78
Sun Jul 30, 2017 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditor meeting arranged - Is 65p to the £ enough?
Replies: 30
Views: 2595

It is a good offer mine was accepted at 14p in the £.. Good Luck with your Creditor meeting :)
by harrysmummy78
Sat Jul 22, 2017 8:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix F&F Approved today
Replies: 23
Views: 3058

Just a quick update we have received our Completion certificates :lol: :lol: :lol: the offer was put forward on the 8th June, creditor meeting on the 6th July and our certificates just 14 days later on the 20th July. Have to say I am very impressed with Creditfix especially Greg Balfour who has answ...
by harrysmummy78
Tue Jul 18, 2017 2:02 pm
Forum: Complaints procedure
Topic: Creditfix phone call
Replies: 4
Views: 4517

All of their calls are recorded put a complaint in against her they should not be speaking to you in this way in my opinion, Do you still have the letter from them or did they confirm this by email to you?
by harrysmummy78
Tue Jul 18, 2017 9:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Money Saving Tips
Replies: 7
Views: 1003

Do the food shop online - set your budget & stick to your budget resist all the naughty offers cookies doughnuts ect Own brand Supermarket products - you save a fortune not all great but things like tinned tomatoes/beans/soups it all adds up to a goo saving. Ditch the car for the school run if you h...
by harrysmummy78
Thu Jul 13, 2017 5:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix F&F Approved today
Replies: 23
Views: 3058

Hi Rickne - I will look out for your update too :) I am sue it will be a positive outcome for you they seem to be doing really well getting f&f's ect through, and my offer was low. Good Luck
by harrysmummy78
Thu Jul 13, 2017 4:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix F&F Approved today
Replies: 23
Views: 3058

Thank you all :) Abbiesmum I will be looking out for your post to say you have completed :) not long to go now for you hasn't it gone quick really?? Well I had the chairman's report through today and also an email to say it is with the closures team to finalise so hopefully I will be getting my Comp...
by harrysmummy78
Tue Jul 11, 2017 5:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: full & final offer
Replies: 66
Views: 4943

Thank you,Harrymummys78, I am so stressed out at the moment and just dont know what is true from creditfix.Getting so many mixed messages from them. No Problem Keiron I understand how you must be feeling right now, The Customer service team are polite enough however they do not seem to understand t...
by harrysmummy78
Tue Jul 11, 2017 5:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: full & final offer
Replies: 66
Views: 4943

Can you please tell me there e-mail address,thank you,harrysmummy78. I Would be happy to give them to you Keiron however not sure if I am allowed to do this on the forum? Can anyone confirm please?? You can pass it on in "coded" form ... do not type it as a correct address but something like 'Daddy...
by harrysmummy78
Tue Jul 11, 2017 4:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: full & final offer
Replies: 66
Views: 4943

Keiron wrote:
Can you please tell me there e-mail address,thank you,harrysmummy78.
I Would be happy to give them to you Keiron however not sure if I am allowed to do this on the forum? Can anyone confirm please??
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