there is an agreed amount, and I did suggest to extend the payment period to cover the sum, however i was told this was not possible, trying to speak to the IP is a pain, keep getting told by my account manager, i have to deal with her and she will pass anything on to IP

I am in the fourth yr of my IVA, there is a proposal for me to introduce a lump sum in yr 4 through re mortgage on my house. There is equity in the property, but i cannot get anyone to re mortgage the property for obvious reasons. When i first took the IVA out and this proposal was suggested, I did ...