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by is my life over
Mon Jan 21, 2013 8:22 pm
Forum: bonus, overtime, pay rises and windfalls
Topic: Is a tax rebate classed as a windfall?
Replies: 9
Views: 11117

if you get tax rebate before creditors meeting what happens then
by is my life over
Thu Jan 03, 2013 10:56 am
Forum: friends corner
Topic: how do you get them banners
Replies: 1
Views: 1299

hi all
it maybe a silly question but how do you get them banners with months days etc on if my iva gets passed on jan 24 th would like to put on on guess to remind me one how i got myself in this mess
and two to say im out of it and realise i can manage withut overdraft credits cards loans etc
by is my life over
Thu Jan 03, 2013 10:49 am
Forum: Ask IVA Forum and Industry experts
Topic: just had my proposal
Replies: 12
Views: 2173

im self employed and paye guess it depends which way look at it
by is my life over
Thu Jan 03, 2013 8:38 am
Forum: Ask IVA Forum and Industry experts
Topic: just had my proposal
Replies: 12
Views: 2173

Creditors meeting 24 jan
Fingers crossed might sleep once it's sorted
by is my life over
Tue Jan 01, 2013 2:20 pm
Forum: friends corner
Topic: Treating Myself with Survey Vouchers
Replies: 61
Views: 7664

im doing online surveys but by time i get to them them either full or im not suitable [V][V][V]
by is my life over
Tue Jan 01, 2013 1:50 pm
Forum: friends corner
Topic: Treating Myself with Survey Vouchers
Replies: 61
Views: 7664

i had kidle brought for me last christmas by my kids and must say i read even more now ive read 71 books from last xmas to this one and got loads for free try this website to try find free books or cheap ones for kindle www.ereaderiq.co.uk i always look there 1st now and lists free books etc and rev...
by is my life over
Tue Jan 01, 2013 1:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: just had my proposal
Replies: 12
Views: 2173

hi all ive now spoke to my ip and explained about travelling etc and he said he took it in to account on doing propsal and my accountant has given them some projection figures but like ive told them both troublr is in building trade one min you can have that much work you dont know what to do with i...
by is my life over
Thu Dec 27, 2012 4:04 pm
Forum: friends corner
Topic: I hate sprouts
Replies: 32
Views: 3941

hi all i always do my kids a dinner at boxing day as they say better than ex wifes lol i do my brussels this way and now my middle lad who would never eat them always asks for more and any time i do a roast can we have brussels the taste differnce is unreal font size="1" face="Verdana, Arial, Helvet...
by is my life over
Fri Dec 21, 2012 4:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Proud owner of a new bank account!!
Replies: 12
Views: 1756

ive just opened my new account at tsb and said no overdraft etc and young girl was gob smacked and asked why didnt want them just said i dont and she looked at me as if got two heads lol im going to change phone number now just read last post but cant change my mobie number as i use it for work im n...
by is my life over
Fri Dec 21, 2012 4:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: company tax rebate
Replies: 3
Views: 990

if this yr my company gets a tax rebate would i have to tell my ip
its a 50/50 share in company i have
would this count as my income or has it in company name is it classed as companies ????
by is my life over
Fri Dec 21, 2012 3:57 pm
Forum: friends corner
Topic: Weight loss club 2013
Replies: 237
Views: 22807

since i realised mess i was in ive stopped going out fri sat nights which i thought would help me lose weight all its done is made me bake more cakes pies etc and i binge eat from fri night to sun night im fine t work as just take food with me so i need to either join sw again and do it if ive got s...
by is my life over
Fri Dec 21, 2012 3:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: just had my proposal
Replies: 12
Views: 2173

hi all this is my 1st post after finding this forum couple months ago ive just been reading posts to see how i would find life on iva ive just had my proposal in post and been told it will be end of jan before i get told if its been accpeted ive got my own small ltd company and at min things are tig...
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