Hi Foggy i was thinking the same thing last night, i'm going to ring them later about everything and i'm going to suggest that i scan them over - at least that way there is no excuse for not receiving things!

Hi everyone thanks for advice - hubby is paid weekly so I was thinking of taking the extra out each week to send them. I am going to ring them this week now all the festivities have done and maybe speak to someone else. I'm with Mitchell farrer we were fine in our first year but this last review we ...

Well done wiggle1 so can't wait for my final payment (aug2015) good luck to you for the future!!!

Hi everyone thanks for your words of support it's nice to know that there are others like us to lean on and talk to when the going gets tough i know i'll be a regular on here! Happy new year to you all

Hi - my husband's work has won a contract meaning overtime we know that we have to pay 50% of what he earns extra but don't know how to pay it i.e weekly, monthly, by cheque - the company we are with are not sympathetic and we feel uneasy asking them. We are also overdrawn nearly every week, going r...

Hi i'm new on this forum, we are 2 1/2 yrs in and i'm feeling like the end of the tunnel is miles away do you have any tips to help us get through the dark times? Thanks i will appreciate anything you say to lift us!