Thanks guys glad I found this place. Getting straight answers has been like pulling teeth !
I will contact the Data Controller at Nationwide and try again.

Niobe,
Sorry to be a pain, but what is the definition of start date to calculate the 6 year period ?

So basically Niobe I gain no kudos for settling in full straight away, and might as well just paid monthly ?
Would any potential creditors / banks not see that in a positive light ?

Thanks Niobe.
I had three creditors. My record shows all three with a balance outstanding. However two say satisfied the other in red default.
I've tried everything to get the default changed but the Company concerned have basically refused and told me to go forth and multiply !
What should I do ?

I agreed an IVA back in Feb 2010, and agreed to pay all the debtors in full rather than on a monthly basis. I have a cert from the Court confirming this. I have now turned myself around. I need to set up a Ltd Company, but fear even though I have satisfied the IVA that I may not be able to open a bu...