After 6 years I've been told my completion certificate should be in the post to me - hurray! But I enquired as to who informs the credit agencies as I thought they would - and have been told it'd the job of the creditors themselves? Is that guys?

<t>Finally payment - my final payment is this month! I cannot wait! I will b sending my ip 3 x payslips along with my P60. Apart from this is there anything else I should do guys? Obviously wanting my cc ASAP but my usually v helpful iva Co (pp) have already warned this can take up to 3 months?? Mus...

My last payment to my iva is this month. I could really do with a credit card now. If I apply now will this somehow effect anything to do with finalising my iva?

Will do thanks pepes

I do so hope you're right Foggy! I've just sent them a message though regarding it as I was worried! Have I done a stupid thing by pointing it out?
Oh I do hope it all ends OK now
Can I just say thanks so much to this forum too! Over the past 6yra you've been a godsend

<t>my last payment is in June & as my iva was extended for a year for property equity it will have been the 6yrs. However I'm now worried. I messaged my iva Co to ask if there is anything they need & they said P60s & payslips - however in April I asked my hr dept to put me into the compa...

My last payment will be in June - I cannot wait! And as my iva was extended for a yr then it will have been 6yrs. When can I expect to receive my completion certificate do you guys think and what happens next? It's been a long 6 yrs. I'm really hoping we could move soon.

Morning Pepes
I've had my Iva extended for another yr. Poop. So my iva will have been 6 yrs not 5. Question is will my iva still come off my record as they say 6 yrs from when it starts?
Many thanks

Hi I'm in my fifth year and have been asked to try and remortgage and then it'll obviously be declined and so my iva will carry on to 6 yrs instead. My query is I've tried applying online but as my ltv is 85% or something - mortgage is 60k I need to borrow 20k and house value £90k - I only own 50% ...

Hi Pepes sorry not been on here for ages. My IVA due to complete next June now pp have said I'll probably be asked to get the value of the property Dec time and if there's £5k to be released then I need to try to remortgage to release it but this will probably be unsuccessful anyway - as I'm in iva...

My partner moved in with me the beginning of this year and we are now thinking about getting married, but I'm concerned he would have to contribute to my iva in any way? my parents have said they would pay for our wedding - obviously it would be a v small affair at our local registry office - but my...

This year I will have had my IVA for two years in April. Within the remaining 3yrs I know my current fixed rate on my mortgage will finish - I'm hoping that the new variable rate I get put on is lower than my current fixed rate (my fixed rate is like 7.9% so I'm really hoping it will be), and I'm al...