Hello all, i am about to start the process of an Iva, I have around 10.5k on a Loan with Barclays partner finance which i thought was secured on the car but now im not sure as the garage sorted it out, saying the purpose of the loan was for a car! would i get to keep car is my first question? I have...

I have an advisor coming tomorrow, reading lots of bad on internet and now doubting them. I have 10.5k loan which with Barclays partner finance which im now not sure is attached to the car as the loan doc say "for purchase of car" and no reg etc and 9k on credit cards which we are only just covering...

Can anyone give a personal recommendation on which company to use for an IVA?