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by twinmommy81
Fri Mar 07, 2014 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my bank change my account to basic ?
Replies: 2
Views: 1732

Hi, our bank did this once it found out we were in an IVA, i don't know exactly how they find out, but we got a letter saying we were being dropped down to a basic account.
This meant we couldn't use all cash machines, only RBS or natwest ones.
by twinmommy81
Fri Mar 07, 2014 2:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Housing Question
Replies: 3
Views: 1701

Hi, i am looking for some advice or information regarding our current situation. My husband and I are a year in to our IVA, and we privately rent, the landlord was a family friend so no deposit or checks done when we moved in (this was pre IVA). He now wants to sell the house, and it is currently on...
by twinmommy81
Thu Sep 26, 2013 11:56 am
Forum: Ask IVA Forum and Industry experts
Topic: o2 have cancelled my contract
Replies: 6
Views: 2183

Hi this has now been resolved, my iva company contacted o2 directly and theyve confirmed I do not have to pay the remainder of the contract. Their system automatically produce a bill once a contract ends.
by twinmommy81
Thu Sep 26, 2013 11:01 am
Forum: Ask IVA Forum and Industry experts
Topic: o2 have cancelled my contract
Replies: 6
Views: 2183

Hi, hoping for some advice. I renewed my o2 contract at the beginning of this year and it was another 24 monty contract with new handset. Myself and my husband entered into an iva in may of this year, and two weeks ago o2 put a complete bar on my phone and when I contacted them they said it was beca...
by twinmommy81
Fri Jan 11, 2013 7:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: 2nd IVA?
Replies: 18
Views: 3101

Hi just to update on a couple of things, after reading up on the different companies on the website recommended, i contacted Melanie Giles and had a quick phone chat with her office, and i've got a proper phone appointment with them tomorrow morning. Our debt is around the 20k mark, like i said, thi...
by twinmommy81
Fri Jan 11, 2013 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: 2nd IVA?
Replies: 18
Views: 3101

Hi, i have now been told by the provident agent via text, that if i go into a debt plan, i could be committing fraud for having loans from them in sept/oct last year as there have been no sudden change in circs i.e redundancy etc. Is she just trying to scare me? or is this true? we were only ever as...
by twinmommy81
Fri Jan 11, 2013 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: 2nd IVA?
Replies: 18
Views: 3101

hi, my last IVA was with Payplan, are they still a good company to go with? i always found them good, apart from the lengthy journey when it was first set up.
by twinmommy81
Fri Jan 11, 2013 9:21 am
Forum: Ask IVA Forum and Industry experts
Topic: 2nd IVA?
Replies: 18
Views: 3101

Hi, i've had some lovely advice from this forum in the past, so it was my first place to come to ask this question. I was in an IVA from May 2005 - May 2010, and was successfully completed, even though my husbands income was included in it, the iva was in my name as the debts were in my name. Unfort...
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