Thank you for the quick replies. There is equity in the property I would think after fees that potentially there is approx 7-10,000 more than I would be paying if the IVA were to take it's full duration, but less than the debts I owe (if that makes sense).

Hi, I had my IVA approved last June (2012) following a couple of years on a DMP. All was going OK until my ex wife decided she wanted payments through the CSA rather than the private agreement we had in place for the past 5 years. they have assessed me at £424 per month, rather than the £240 we ha...