Thanks both, think I'll set up camp elsewhere in order to avoid potential issues at some point in the future.

Cheers, Anto [8]

hi there, im in the process of setting up an IVA and one of my creditors is Halifax. Ive been trying to get a new bank account and have been accepted by Bank of Scotland. Can I use Bank of Scotland basic account as they are linked to Halifax although Im not sure exactly what that link is. Thanks