This month we though was our final payment, and just contacted the company and they have said we may have to go into another year. We have paid over £900 per month for five years, never missed a payment, not taken any payment breaks. Also looking into taking any equity from the home. So unsure if i...

We are currently in an iva we have until October 2014 and then hopefully our five tears will be up. We owed roughly about 70,000 and we are paying over 900 a month. We want to adopt a child will we be able to or will this count against us?