karol what department is your team as to be honest an hour and a half of my life was wasted on monday speaking to the variations team and i got no where none of my questions were answered i was literally bullied and ended up in tears on the phone so i dont want to speak to any one from that departme...

thank you melanie, my computer wont let me email her how do i get her to look at this post please ?

thank you !! my credit file is clear as its over 6 years yet they said my creditors can still chase me if my variation and iva fails is this true? even though there is nothing including the court order on my file ? i kept asking what happens if it fails as i need to know and was told to stop thinkin...

can someone contact karol for me please as i cant find her thanks

thank you its just so frustrating!