Thank you allvery much for your help. You have put my mind at rest a bit more![:)]

Thanks for your replies. The account is a CoOp Cashminder which we opened at the beginning of our IVA. The issue seems to be that due to money going short from time to time we have had some direct debits returned. The CoOp has decided this is in breach of the account T's&C's and has informed us toda...

Hi My wife & I have been in an IVA for 4 years. On occasion we have struggled & sometimes direct debits have not been met. The bank we are with has informed us today that they are closing our basic bank account as of next month. We have an old (empty) savings account with this bank that has been unu...