Thank you.

We were transferred to Creditfix a few months before completion so should we be chasing them rather than Melanie's team?

Thanks again

Hi,

Our IVA started in Nov 2009 and completed in Feb 2015. We are in the middle of remortgaging and have been told that the restriction on our title put there by PJG is still there.

Can anyone advise on how I can get this removed please?

Many thanks

Hi, we had a similar problem with Barclays. We chased for months with no joy. We then took our complaint to the Financial Ombudsman and they made Barclays change the default date. They even sent us a cheque for £50 to apologise!

Hi, I am having same problem with Barclays. Default date is nine months after start of iva. It will be six years this November since start of our iva so credit file should be clear in November for us but Barclays aren't cooperating. Ignoring our letters and refusing to change dates when raising disp...

Sorry to hear it's taken so long. How stressful for you. I just presumed everything would be cleared after the six years but at the moment Barclays will also be dragging this out for us too.

Hi Sharon, I am having same problem with Barclays. Sorry to hear this

Thanks everyone. This is very scary. How can they sell on a debt that has been included in an IVA. At this rate we will be back in debt as we have been paying interest only on our mortgage for six years now. We are desperate to clean our credit files so we can get a repayment mortgage. I am finding ...

Thanks Foggy, much appreciated as always

Congratulations!!!

I have the same problem with Barclays who are refusing to change the default date which is 8 months after the start of our IVA. I am now ready to contact the financial ombudsman. Other creditors have not been so awkward. I'd definitely recommend starting to send the letters out asap by registered de...

Ryan has been great with us. I'd definitely recommend giving him a call.

Hi, It's been a while since I've logged on as we received our CC back in Feb this year. The support of this forum helped the 5 years go by quicker and less stressful than if I hadn't have found you guys! Anyway, we have been counting down to the end of Nov this year which will mark the six year poin...

Congratulations!!!

Congrats!!

Good luck!!