I was asked for my husbands wage slips and hes not in our IVA

Thnaks Melanie this is very helpful.

I will be fighting the decision when it comes however for now im going to tell him not to repay his debts early and just keep paying the same amount out. His loan finishes in Jan 14' but I will tell him to up his replayments on his car or credit card to keep the outgoings up. Its a shame for him its...

Its rubbish!

Steve I have posted a similar question. My husbands personal debt may go down soon freeing him some income even though he is not in the iva I have been told this extra surplus income would cause my IVA payment to increase even though its not his debt as out income and expenditure has been looked at ...

ok so here is the reply.... I wish to advise although your IVA is a single IVA, both you and your husbands income are taken into account, which then allows all household expenses to be taken into account. An allowance has also been made within the expenditure for your husbands credit commitments. Sh...

I am so very pleased for you Abbiesmum:)

I have emailed Karol thanks

Thanks. Another significant thing is shortly his big loan of £360 a month ends, im wondering if we will then be that much better off or he will be expected to contribute that money to the household there by reducing my contribution and increasing that to my creditors. have no complains paying what i...

He is thinking about cashing in his endowment to pay off his debts but if they will swallow the freed up funds its not worth it. His income would not change but his disposible income would. I know because he earns more than me he pays a bigger share of the bills than I however im not sure how his ow...

thanks Foggy and Lesley.....hmmm so it could go either way...Its GT and i was confused about how they worked it out in the first instance.....

Hi Im only recently in my IVA. Its just in my name and not my husbands but my husbands income was taken into account to work out the I&E. Now my question is if my husband reduced his own personal outgoings by clearing his own debts would my IVA payment go up? Would he be expected to contribute more ...

What time is your meeting today? x

HMRC didnt vote at mine either.....

Next didnt bother voting at my meeting my debt with them wqs around £1000