I have 3 more iva payments to go. Now im starting to think about my mortgage. I owe 145,000 on a 135,000 property with northern rock -interest only. Am looking for a mortgage provider that may be able to help me switch to a repayment mortgage at a reasonable rate even though i have negative equity. ...

I have been asked to have a valuation on my property by my iva provider (8 more months to go). What is the best/cheapest way to do this. My iva provider has offered to do this and put the cost on my iva without saying what the cost will be. Any advice gratefully recieved.

Thanks for all the responses....can anyone tell me a good card - exact bank/company and card type that has worked for them ?

Thanks for all the responses....can anyone tell me a good card - exact bank/company and card type that has worked for them ?

I have an iva but need a visa card to book hotels in europe for work trips. Any suggestions,have read about pre paid cards but not sure if these work for booking hotels.