Thank you - Have now just checked the insolvency register and I'm no longer on there and my credit score is now 988 !!!!!!!!!!!!

So after 6 years in my IVA due to no equity and then 14 months waiting for DFD to do their stuff to get creditors to approve the variation for the ongoing PPI saga (meeting was end of May) I finally received my CC certificate yesterday. I had emailed DFD two weeks ago as I had heard nothing and was ...

Hi bcollin69 I am in exactly the same situation as you - my IVA finished in July (I'm with DFD too) and the dreaded saga of PPI still ongoing after 2+ years. I contacted Matt through this site and replied very quickly saying DFF are in discussions with creditors about varying original proposals to a...

WOW thats fantastic - my last payment (from 6 year IVA too) was July but nowhere near getting cc because my IVA company wont complete until PPI is done and thats been on-going nearly 2 years now and no end in sight!!

I too have a nat west account I opened just before applying for my IVA with a cheque book and normal debit card and have had no problems with them.

Great news really well done

Yes Mel I was surprised at the length of time quoted by them - they said "The closure process can take up to 8 months to complete then you will be issued your CC. A review for miss sold PPI is also part of this closure and will be completed during this time" Seeing as though EIF have been looking at...

Thank u everyone - just got an email from DFD - they will take up to 28 working days to check all creditors have claimed etc and I've paid what was agreed - then it will take up to 8 months to close - We will see with that as I've just had a LOA from EIF for me to sign even though they've been worki...

Well today is the day that my last payment has left the bank after 6 years!!! I survived redundancy by managing to get 2 part time jobs and kept my payments the same. Had to do 12 month extension in place of re-mortgage - now down to DFD and EIF to see how long I have to wait for CC. It's been 18 mo...

Thank you both - orchid5 ive been following your journey with great interest and really pleased for you its finally done !!! I do actually have 12 creditors that EIF are working through and most have been settled one way or another but they have had over a year to realise that they could'nt get the ...

I get a letter from EIF today after beginning the journey with them in Jan 2012 asking me to sign a LOA for them to chase a PPI claim on one of my credit cards as they havent been able to get the reference number from DFD - I find this ludicrus as its been over a year and my IVA finishes in July aft...

Really well done Komakino its a great feeling after the long road full of ups and downs along the way.I know exactly how you feel - I finish in July after 6 years! All the best x

You've had your set amount to pay for so long now and it must be a sureal feeling that that part of your life is over - it will take some adjusting to - I cant imagine how I will be feeling - really glad I found this forum its been a fantastic help reading what you and everyone writes with all the a...

Thank you Lesley , I've done a little overtime recently so I'll keep half aside incase they want it. They will be having at least £5000 extra from me through ppi claims so hopefully it will be a smooth ending but reading posts on here you never know and I'm with DFD so I'm keeping all my fingers and...

Hi Lesley, that must be really strange still having the payment in your account. I can't imagine how I will b feeling in August when it (hopefully) happens to me. That's a good idea keeping it in there till you get your cc. Let's hope its not too long for you. Hopefully my ppi claims will be sorted ...