I use them as a personal account but will be opening a business account with them this month! I have always found them great, no issues. I get text messages when standing orders have gone out so I know everything had been paid. I think they are looking to start direct debits too which is handy as mo...

Today our last payment left our account![:D] I just can't believe it!!

What the heck will I do with £945 next month... [^]

On the 25th March I will be pester, pester, pester to our IP to push for closure. 5 years.... Gone!!

I too was adamant I had no PPI and thought 'let them waste their time'. We have so far had nearly £12000 back and still more cases to investigate! Egg seem to be the biggest culprits! As I would never have chased PPI myself as I never thought we had it I am more than happy for it to go into the pot....

I too got my pack today and phoned DFD after trying to read thru the pages and pages. As I only have one payment left and no equity to release I was told the only way the deed of assignment would affect us was by closing and chasing PPI outside the IVA. I did double check that they would not be reop...

We are with DFD and also coming to the end of our IVA end of March. EIF are dealing with PPIs. I gave DFD a call last week to just see what was going on. They told me that they are currently in the process of sending out documents for people to sign to allow PPIs to be chased after closure (deed of ...

Congratulations Foggy! So pleased that people are beginning to get closure. Good luck for the future x x

Thank you Melanie. X x

That is great advice Melanie, Thankyou. I am hoping cash flow won't be a MASSIVE issue as I will make customers pay upfront for weddings, funerals etc. No payment, no flowers!! That way the customers will already have paid for their flowers and sundries before I have even bought them! Will keep peri...

Thank you both Melanie and Foggy! My line of business would be floristry. Our town is crying out for a decent florist!! I would have issues getting card payment readers but I could get around that for a year or so until the IVA had dropped off my files. Guess I would go as a sole trader and gingerly...

Hi guys On Friday i will have only two more payments left on a 5year IVA. Woo hoo!!! Now is the time I have allowed myself to look into the future for when I have the Completion certificate in my hand. My query is this.... I currently have a job that I desperately want to leave but will only leave o...

We have a bottle of champagne that someone bought for us when my husband and I got engaged eleven years ago. It's been on ice for the past 57 months and will be cracked open as soon as that certificate is in our hands!!! Mmmmm I can almost taste it....

Hi guys, Today our 57th payment went out and only 3 payments to go!! I can't believe how fast it is going now. Just hope the last few months don't drag and the PPIs get all wrapped up in time. No equity to release so it's a three month count down. COME ON!!! Just had to share that with some one.....

I wish Melanie! I am with DFD. To be fair they have been ok with me but there is no personal touch that you seem to give your clients.

Thank you Melanie. X

Hi everyone, it's been a while since I last posted and now only have 5 months to go! We have been told that as we have no equity in our property we don't need to release any extra funds so when our 60 months are up we are done! I just wanted to ask about the restriction that is placed on your proper...