Guys some good feedback here it seems nationwide is an option if any have any further Banks / building societys that have the correct wording perhaps that would be worth a post just to allow people in our situation the opportunity to get suitable morgages after an IVA. I did try Ryan however he need...

Harpic appreciate your post however when the IVA has exceeded the 6 Year period it should be spent / completed and you start afresh it seems you dont start afresh but have this horrendous episode following you for the rest of your life.

OK another question which may help individuals looking for an IVA can we between us identify which financial institutes ask the question

1 Are you in an arrangement ?
2 Have you been in an arrangement ?

Unfortunately mine in question 2 with the Natwest therefore I wont be applying

Hi I completed June 2010 I finished early was due to complete Feb 2012 but I sold my house and did a full and final. My IVA will be dropping off 22nd Feb this year. So its clean up time now Thanks for your views a little confused how the creditors can say they are paying my PPI claim towards my outs...

Just a bit of advice I know it cheeky but thought Id ask, I have completed my IVA and have the CC however iv had a lot of companies calling about PPI claims. As my debts entered an agreement within the IVA, I have completed my IVA is there any reason why i cany go for a ppi claim, will i get any mon...

I must say my IP was fantastic with my CC I think it is also useful if you pester them to get it done I had mine around 6 Weeks after my final payment

Happy Days.

Hi Robert sorry to hear about your wife I had the same issue Came home from work one day to find her upset she told me she was in debt and I said dont worry Ill sort it (I had a loan 3K and Credit Card 6K)she had racked up 62K of debt on I honestly still dont know what but she was drinking. We looke...

Well Done and Well Deserved anyone coming to the end of their IVA will know how hard it is with the budgeting the awkward hotel moments with no credit cards and avoiding going away with work for the very same reason. Anyway Tina I have completed my IVA and awaiting the IVA to drop off my credit file...