i have recently had my final closure on my iva. strange i have just had a letter from a debt collection company for one of the debts that was taken care of in the iva i thought that once iva completed they cannot pester you for debts that was in the iva?

going back how many people have lost money in ppi claims to dfd or other iva providers when there was no need? i would have been non the wiser if hadnt contacted fos and other bodies?they seem to be conning people who they are suppose to be helping.does anyone know if equity in finance a subsidary o...

also forgot to mention just before christmas received a copy of annual report to creditors? this cant be right 10 months after making full and final payment?

well i've not contacted them yet.im going to put letter of complaint in again.my first complaint was how they appointed eif to look at ppi wasnt happy with there response to that just admitted that letter was sent in error.im seeking legal advice on that issue anyway another story. but just wanderin...

well fos said as i offered a lump sum as a full and final payment and these ppi claims were made after that and after i made final payment.but it different matter if iva ongoing or the ppi claims were put in before meeting of creditors was held.but one thing i did get whe i rang dfd and made final p...

im with debt free direct

what im saying is they appointed equity in finance 4 months after the meeting of creditors was held who agreed to accept the lump sum offer as full and final payment and two months after i made that payment.i have it in writing from debt free direct that the money is to come to me also letter appoin...

also forgot to mention i am very concerned about the amount of bad reports im reading about dfd and ppi!!

need help and legal help.
i made a full and final payment on my iva with debt free direct in feb 2012! still no completion ,two months after making full and final payment and 4 months after meeting of creditors who agreed to accept offer of lump sum as final payment, received letter from debt free direct appointing equity in finance to look at ppi claims also having one of the highest commission rates!!.that letter ends “SO THEREFORE WE REQUIRE YOU TO SIGNâ€￾ and return all neccessary forms to equity in finance also stating any monies claimed will go into iva. at time thought would be in breach of iva.but few months went on put letter of complaint into dfd they said letter was sent in error and money to come to me.put that complaint into dfd after finding out as i made full and final payment money is to come to me not them!!! surely that letter is illegal? i managed to alter egg payment myself to be paid to me as i sent them copy of my letter and receipt of my payment as full and final payment. fos said as i made a full and final payment on my iva then money is to come to me but if still making payments iva still ongoing then money to go to iva im sure dfd are breaking the law?total misconduct? 12 months on still not received final certificate.also eif just sent me invoice for egg claim nearly six months after receiving cheque.im not happy sooo stressed over situation need help
also feel that dfd are conning people who supposedly they trying to help.tried contacting fos again but dont seem interested. im am getting so stressed.and alot of sleepless nights!