Brilliant news today!!! Our IVA has been accepted!! I cannot believe the relief I feel, I am so happy I found this website as it has given me support and invaluable advice! To any one out here starting the process, stick with it! There is alight at he end of the tunnel! A thank you to everyone for y...

Sorry to hear of your pain, I cannot imagine how it must feel, sending you a hug ((((((()))))))) xx

Thanks for all the positive wishes of good luck......I'm so glad I found this website, Melanie, we have no equity (negative of around 20k) no assets, we have sold everything we had of any value....savings have gone.....There's quite simply noting left :-( interest on interest has taken everything, h...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by luluj It will soon be here and you will hopefully have the result before Easter - fingers cross for you x yes, all avenues were discussed.....the thought of bankruptcy makes me suicidal :-( we lived in...

Courier is picking up docs tomorrow and as far as I know it's set for 28th March......I'm using Simple Debt Solutions, so far they have been very supportive and have put up with my tears and constant questions! A lovely girl called Rachael is dealing with it and my IP.......I know IP will not presen...

My hubby and I have 55k debt we are in the process of applying for an iva. Our ip has set out proposal at 100 per month, it's all we have after our budget, I'm terrified is will be rejected as such a small dividend....I'm 6 months pregnant, have. 9 year old autistic child and negative equity of appr...

Will I have to declare my old banger car if I set up an iva? It's an old land rover which was given to me by my grandfather before his death.....it's only probably worth scrap value but to me it means the world! Do I have to declare it? Will the iva check with dvla?