font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

Must learn that sometimes I do need to punctuate my postings!

Please don't, it really cheered me up!

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles I also run a claims management business, and this is run effectively and efficiently - so not all companies should be tarred with the same brush mole. Not to detract at all from the seriou...

We got Virgin after entering the arrangement and are still with them. Hopefully it won't be an issue for you.

It does, thankyou

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Thanks Michael - so how is that different if it was included as an asset at the beginning of the IVA? Sorry, am probably being a bit thick but am not clear on what the difference is - both were assets at the start of the IV...

I suspect this isn't clear yet as a case hasn't been taken to court? This has always been my issue with the MVM going ahead at GT. If they KNOW they can legally chase closed cases without this, why would they bother? I imagine that if/when a case like this goes to court, the outcome will determine w...

From what I have read/heard and seen from my own involvement, EIC couldn't arrange a nice quiet drink in a wine bar.

I haven't tried to claim anything...I just started getting unsolicited phone calls from EIC 18 months after my final payment and 6 months after my CC was issued. I haven't responded, and as yet, have had no follow up, though my partner has had a spotty letter which they then told him to ignore. It d...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by mole So does this potentially mean that an IP company can contact previous customers who had long completed their IVA before the PPI issue arose and claim back this money because it was potentially an ...

Thanks Michael - so how is that different if it was included as an asset at the beginning of the IVA? Sorry, am probably being a bit thick but am not clear on what the difference is - both were assets at the start of the IVA but one is written off while the other is claimable forever? Edit: Is it pe...

I have a related question related to chasing for house equity. Let's say that an IVA has an equity clause for £5k. At the time of completion, there is no equity available in the property and a VM is held which then agrees to exclude the property as an asset from the IVA as the equity cannot be reali...

:( Please don't let it. From experience (and a chronic anxiety disorder) I know only too well how weekends/holidays are ruined by things like this. Just try & focus on right now, and the fact that you are on your way to sorting your debt problems out. You can't do anything about this, unless you are...

Just wondering...are you in a joint IVA or single? If single, I'm assuming you'd have to have permission from your partner to sell - not sure if the bank could force both of you if only one of you was in an IVA? Although in any case, I've not heard of this happening. I was with a High St bank - had ...

The only financial info that woud show up on a DBS check would be anything linked to an offence, such as fraud.

I think that's what I meant - I'm no expert (clearly!) so I'm sure someone who can help will come along in a bit - but it does sound odd that if you're having to spend out that money on work, then you have to give it up. Does it come out of your allowance? I guess if it doesn't, that might be where ...