Thanks Shaun, I 'll be in touch in a few weeks when I'm all sorted is it ok just to email you?

Can anyone recommend a specialist in the north East?

Hi, I completed my IVA in Feb 2012, I checked all my credit files (Experian\Equifax\Noodle) and my IVA does not appear on any of them, I have been renting a house for the past 12 months, and would now look to buy a house I have a 10% deposit. My question is can I go to a normal high street lender of...

Hi there I made the last payment on my IVA in March 2012, I've checked my credit files and they seem clear. I am looking to get my first mortgage, I have a 10-15% deposit, I just looked on my back website (Santander) and one of the criteria is that you haven't been subject to an IVA, is there a list...

I was thinking as the IVA finished in Feb2012, and its now more than 6 years since the IVA was registered (2007) that the information was on but has now expired, surely if its not appeared after 6 and a half years its not going to go on once I've finished?

Can I really be this lucky?, I made my final payment in Feb 2012, got my CC around aug this year, so I sent away to get the Equifax/Experian/call credit to start the process of clearing my credit file, now my IVA was registered at my then address in sunderland, I moved to Glasgow about a year in, so...

how do you check if you are on the insolvency register?

Can I really be this lucky?, I made my final payment in Feb 2012, got my CC around aug this year, so I sent away to get the Equifax/Experian/call credit to start the process of clearing my credit file, now my IVA was registered at my then address in sunderland, I moved to Glasgow about a year in, so...

Unfortunately grant thorton are crap, my final payment was made Feb2012, I was initially told it would take at the most 6 months I finally received my CC in sept 2013, they just kep fobbing me off was told last oct/nov that they had everything they needed and that it would be issued in a month or so...

I recently received my CC, a full 18 months after my final payment, glad its all sorted now, but I got a statement yesterday from one of the credit cards in my IVA advising I had to make full payment of the outstanding balance, to be fair the last 3 years they've sent the same statement, am I correc...

GT must be raking in the interest in all the payments they've taken but not paid out. Feb 2012 for my last payment finally got an update yesterday after trying for about 2 months to get some timescale, my case was passed to the completion team and that process could take up to 6 months.... funny I s...

Well finally had a reply yesterday and wasn't great to be honest been advised that my case was passed to the closure team last month (thats despite me being told last nov/dec my case was with the closure team!!!), only 13 months after I made my final payment!!, and then went on to say the closure pr...

Well finally had a reply yesterday and wasn't great to be honest been advised that my case was passed to the closure team last month (thats despite me being told last nov/dec my case was with the closure team!!!), only 13 months after I made my final payment!!, and then went on to say the closure pr...

I know exacty how you feel, I'm slightly luckier as my last payment was Feb12 so I've only been waiting 12mths, its so frustrating I've done everything they asked and I'm still no further forward, I was meant to be getting 2 weekly updates after I complained but last time I got an update was Jan fob...

I made my last payment Feb 2012 so only 13 months for me, butI'm getting really really frustrated I chased them in Sept/Oct/Nov as I was told it would take no longer than 6 months to get the CC, I was told then that there was an internal billing issue on my case that would be resolved by Dec, I then...