Thanks Foggy. My IP is Debt free direct. I have actually now plucked up the courage and spoken to them, as it turns out i've actually overpaid by one month, my last payment should have been 4th Feb, but it looks like another payment has come out of my account today, I did tell them that I would be c...

I entered an IVA 5 years ago and have just made my last payement. I've never missed a payment, however, due to ill health and suffering a breakdown. I had to go part time self employed and therefore my salary decreased. i've supidly ignored and not submitted any annaul financial reviews, will the IP...