Something strange has happened to me this morning. I have just logged into my online banking and seen the final payment of my IVA sent. I have a strange feeling of calm, a sense of completion and in no shape or form do I suddenly have the urge to wonder what to spend that extra money on now. Like ev...

Many thanks folks, I appreciate what I asked has probably been asked a million times here before. I will trawl through this particular board and highlight all the useful advice. Good luck to everyone still in an IVA, it's strange how you adapt to living without borrowing and credit. Now it seems com...

Probably a strange time to join the board here. I was a member when I first started my IVA 5 years ago like many other I was pulling my hair (bald now) looking for help and answers. I started an IVA up with a company based in Manchester called W3 debt solutions. They have been really helpful and mad...