Is there any other way of getting in touch with Equifax other than opening a dispute on their website?
I emailed Experian and my default was removed on the day where as it remains on my Equifax report and 9 days after opening a dispute via their website, no action and no reply, it's so frustrating!

Hi Foggy, Thanks for your input as always, your information on this forum has been invaluable for me clearing up my credit report after my IVA and if I ever bump into you one day, i'll make sure I buy you a pint. So with my default coming up to its 6 year anniversary on the 19th, how long after woul...

Thanks for the reply, normally I would leave them just to drop off but I'm wanting to get a mortgage so the sooner they are gone, the sooner I can get applying for one.

Hi guys, My credit report is nice and clean since I finished my IVA apart from one default and the IVA itself. The default will reach 6 years on the 19th of March, who do I need to chase to make sure it gets removed, is it the people who put it on there or the credit reference agencies themselves? I...

So is the start date the court date as it appears on that report?

I have already spent the last few months clearing them up and am very close to having everything sorted, just tying up a few loose ends and this is one question that was bothering me.

Just out of interest, I was just checking my credit report with Equifax and I have 'Court Date' of 31/03/08 but I then have a 'Satisfied' date of 31/03/09?

What is the difference between the two and which of the dates is it 6 years from that the IVA will fall off the account?

Hi TheMatrix, Thanks once again for your input. I entered into my IVA on 31/03/08 The default date from Max Recovery is 19/03/08 So in that regards it is correct, however the default was not applied to my credit report until after I received my CC. Max Recovery have agreed to change the default to s...

Sorry to bump an old thread but I have eventually had a reply from Max Recovery, I would have contacted Matrix directly but I couldn't see a way to PM someone on here. I have posted a link to their reply below but in summary they have said that as Barclays would have already applied a default to my ...

Hi inextinguishable,

Thanks for posting this, it will prove very useful as further to my posts above, Max Recovery have added a default to my credit report after I received my CC which they should not have done, I can now use your letter as a basis for sending my own to them.

Hi TheMatrix,

Thanks again for your advice.
Is there any law/legislation I need to quote when I write to them?

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by TheMatrix Have you had a completion certificate, and did Max Recovery put the default on your file after you received the completion certificate. If so, it's invalid and I'd ask for it to be removed. A...

Hi guys, Since finishing my IVA a few weeks ago I am in the process of trying to sort out my credit report, I have been in touch with Equifax and have had the Notice of Correction removed from my file. One thing I noticed when I was going through all three was that there were no defaults appearing o...

Cheers for that advice, ill get on to it tonight, I've already sent them one correction with an address they got wrong. In an interesting turn of events though, I got an alert from Experian today to tell me that there had been an update on my report with them and one of my creditors who was part of ...

I believe I had 4 creditors but none are showing up, complete or incomplete so I can only assume they have been removed?

The "Court Information" is showing up as red due to my iva being on there and "Notice of Correction" is showing up as yellow due to my iva as well

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by inextinguishable Hi, First thing, I guess if you're on the 30 day free trial you're going to have to cancel those before the 30 days are up otherwise they'll renew them at £10 a month each or thereabou...