We've just been completing the I&E there was just one question I have. My son is due to start high school in September and will have to travel on the bus. The pass will be £45 per month. Do I include this on this year's review or will I have to wait until next April's. We have to start paying it in ...

Can't believe 12 months has passed .. Got our review forms in the post today no great shocks just need to complete the i&e. Nothing much has changed in terms of our mortgage, ins, etc .. I'm sure I saw a link a few months ago to a site that u could compare the costs to. Not sure we are claiming for ...

its not the losses I'm worried about foggy, its having no insurance...I feel sick to the stomach, I'm the most honest and law abiding person you could meet and through stupidity didn't read the form properly and rushed completing it..it was at the same time we were starting the iva our heads were al...

'm after some advice if anyone can help. Our fridge freezer broke 2 weeks ago and with it lost all the contents, together with that, when my husband was moving the fridge freezer out he ripped the lino in the kitchen. We have accidental damage so figured we would try and claim...here lies my problem...

Good news purchase sanctioned which means we didn't have to take the payment break. Mel fridge freezer ordered so it would appear account still live, even offered me 12 months I interest free. Budgeted to pay back over 4/5 months not comfortable having credit but this was a necessity not a luxury. J...

Thanks Andy, I've emailed our iva company so hopefully they'll say yes ..fingers crossed

Hi Just wanted a bit off advice. Washer broke last month had enough in pot thankfully to get fixed. Now fridge freezer with all contents has broke and can't be fixed. Using a spare fridge of mums but she needs back ASAP. My question is this, I have a "very" account with no credit on it but is still ...

Brilliant thanks Andy .... school uniform shopping it is then

Hi Prior to entering our iva we investigated all our loans and cards to see if any PPI due back .... none was. However, we have just received a cheque for ppi from 1 of our creditors. The amount is only £156. We've banked the cheque and emailed our ip this morning, but also spoke to the helpline. Th...

It would appear so .... Our only alternative is either to say he does live with her ... But I will prob worry myself sick ... Or mum has a nationwide card on her name with no balance which she said we can just use ... Our only issue with that is it will have mums babe on the card but then as most pl...

So did I Lesley but it appears not to be the case. I'm a bit of a worrier and as barclaycard were one of our creditors would hate for it to effect mum ... She's knows our situation and was just trying to help us out !! X think I'll get hubby to rung barclaycard and just ask a few general questions a...

Thanks guys, I've just logged on with mum and it specifically asks u to tick the box confirming 2nd holder lives at same address I'm thinking we're going to have to come up with an alternative plan .... I'd hate for there to be any come back on my mum

Not sure if anyone can advise ... I posted earlier this week re my husband being a named card holder on mums barclaycard. She's more than happy as is our ip ... It's purely for his work expenses/fuel and would be claimed and paid in full every month ... Our dilemma is when she's applying for it on l...

Hi guys, just wondered if anyone could advise me. I posted in June 're my husband becoming name card holder on my mums cc, purely for his work expenses which he can only claim at month end ... and would would then use them to clear the cc immediately. She has just got a barclaycard (one of our credi...

Hi Lesley, I googled as well and thought that to b the case. I suppose I just am worried as it'll b mums card I'd hate for any come back on her .... We don't want to do either really but just worry when it's a month my hubby has a few meetings and we've not got the funds to cover expenses !!!! His W...