Hi, I know what I will post about what we have done won't be to everyones taste but it has certainly been the right way to go for our situation... We are coming up to our 4 year anniversary and were looking forward to a year left. We received letters from Perinta saying Creditfix had put our details...

We had the letter too a few days ago but still not received a call...might call them myself when its convenient for me.

Think CF need to look at rewording their letters they go a little over the top in my opinion

its a bit daunting to be faced with all these blank spaces! I knew exactly where I was with my other form. I will be making a few photocopies and having a play around with my figures to make it look suitable. Im not going to be claiming for things I don't spend money on like cigarettes and newspaper...

There is a lot of sections which I'm surprised to see...like gifts, alcohol, lottery, postage and window cleaner! Think I will just keep to my old PJG one and they can juggle the figures themselves!

Hi, We have just received our review I&E form and the covering letter just asks for 6 months bank statements and doesn't mention wage slips or P60. The main query I have is that there is a section in allowances for gifts...has anybody every put a figure in there and it has been granted? I don't know...

SUC I'm just using allowances agreed at the start of the iva and if anything has altered provide proof. Luckily none of ours have changed just income and will be expecting a payment increase

thanks all…good to hear that the review was completed so quickly Jay C. Hope we have the same experience

thank you hubert, thats great!

Hi, We are due for our review in just over a week and have emailed CF for a form and details of what we need to send but no reply. I know from previous posts I think they need p60, 6 month pay slips and 6 month bank statements is that right? Would anyone have a copy of the I&E form to look at as I b...

We have stayed with the same company Vodafone but have managed to get it half price…we spoke with the 'saves department' and they can offer you a lot more than the normal renewal process. We have done this on all 4 contracts…paying a lot less than on payg and i know the kids will never run out of cr...

we both received our reports yesterday. it says that they all voted against the 50percent ppi claims…not bothered don't have any. But it states that the fee increase to 23percent (!!!!!!!!) was rejected but it shows a 62percent in favour. Im really confused.

Nothing received here either in March or now. Our review is due at beginning of July so will see what is said then, if they do the review on time!

Thanks for this post, its good to start reading these positive reviews. I bet its a weight off your mind. Cant say I'm looking forward to our review with having eldest at Uni now, Mel was very helpful with that so I will wait and see what these are like. Think I might do exactly what you did though ...

I havent signed, nor has my partner. I think I will contact them just to clarify that we will be keeping with the original T&Cs from PJG.

Im now with CF, sadly another transfer from PJG