Thank you Melanie and Andy, I will send an e-mail to Welsh Boy.....fingers crossed [:)]

Tiger

Jaclyn Melanie is right, the lender would do a search on you and then find an appropriate rate and also state what Loan to value they would lend at, in other words how much you would need to be a deposit on the mortgage. You would find the rate would reflect your credit profile but the rates aren`t...

I am currently paying off my debt, using a debt management plan. I currently owe £8k and it will take me until the end of 2011 to clear all debt. Does this mean I will not be able to apply for a mortgage? Will it effect my credit rating to apply for a mortgage? How do mortgage lenders view debt mana...