After a bit of Creditfix bashing in the past regarding their poor service in my opinion, I received my completion certificate last week after only 2 months from my final offer. So well done to Creditfix.

A quick question I am trying to adjust mortgage etc post F@F but before I have received completion certificate ie trough a secured loan Would this have any implications for me before receipt of completion certificate. The reason I ask is a relative took out a loan to clear my IVA and trying to sort ...

Well done to Harrington Brooks for speed of closure

No just straight foreward overtime worked. Thanks for advice

Once your IVA F@F has been paid over do you still have to declare extra overtime income after that and until you receive your completion certificate

Found out a couple of days ago that my offer was accepted, which is a relief, and Creditfix and given all sorts of excuses the last one staff sickness for delay in getting back to me. They wanted the person who is providing the funds to forward the money within 28 days, but both of us are abroad at ...

Thanks but don't think it would get me anywhere apart form raising my own blood pressure. They seem to do things in their own time when it suits them and this to me is simply not good enough unless and external body has some influence over them. Can't help feeling that if this goes through which I s...

As usual promise of answer today and after sending more emails no reply
Thanks Creditfix

No joint creditors at all. Always was a strange o e which I never fully understood but I was reluctant for my wife to enter into an IVA but the original firm advised that we should go into it together as it affects us both whether it is single of joint. At the original proposal for entering into out...

Eventually I did get an apology and satisfactory reply once after persistence to get through to a name who is looking after my case. As my wife and I have Interlocking IVA,s no one from my wife's creditors bothered to vote but my side have agreed even though the bulk of debt was in my name. Apparent...

Unfortunately I am in Middle East so not easy. I have finally made contact initially they blamed IT problems but then got an acknowledgment that not enough creditors bothered to vote So dealing with lazy IPs and creditors who can't be bothered Was told today adjourned for another week Can't help Fee...

Unfortunately I work outside Uk most of the time and now cannot phone them as cannot make 0800 number calls. Great!

Latest is they are very busy and is with variations team whatever that means

Luluj that is true but when mine was transferred to Creditfix I had no choice and the relationship is non existent and nothing I can do about it. I can shout to them all I want but it won't make a difference in fact they could in theory make it worse Hence this is where my grievance is I have very l...

Still no excuse a simple courtesy call is the least I should expect