Thanks Declan, Am at work at present so do not have my reference number on me, but will obtain this when I get home, do I post it directly on the forum? Thanks, much appreciated.

Melanie, as far as I am aware I do not, have only ever spoken to call centre staff.

Thanks for your replies.

I wonder if anyone could offer any advice, have tried emailing/calling team regarding my review but do not seem to make any progress, have been informed it has not yet been allocated to an individual, told not to worry but it wont be allocated until the date of my review which is 13th August. I thin...

Hi Declan

Thanks for your reply, feeling rather anxious over it as significant changes since last year and am keen to know outcome etc so may call for reassurance.

Thanks.

Can anyone let me know how long can expect before receive a reply from my 2nd annual review (seems to be going really quickly!).

I emailed my paperwork at the beginning of this week.

With thanks.

Jo

Hi

Can anyone advise me, am with BT but am moving home shortly (renting) and do not have a BT line where I am moving to, do Virgin Media offer services to people in an IVA or are they refused?

Thanks.

Good Luck Churchill,

If any advice I can offer, try and keep busy on the day so you are not constantly clock watching.

Congratulations, mine was approved 13th August, feels like a great weight has been lifted doesn't it?

Good luck for the next five years.

Thanks Andy

(Guilty feeling now though of drinking whole bottle myself!!)

Enjoy your wine!

Good luck for the 31st, just had my iva approved on 13th August so fingers crossed for you.

Congratulations Gavin, great news.

By the time I have finished my IVA I will be 41 years young [:)] so plenty of time to find myself a rich young toyboy to while the rest of my life away with. However if I end up the sad mad old woman on her own with just her cat for company I can say at least I lived and experienced life! Two ex hus...

Smile at the two ex wives mish, don't feel so bad now..... Two ex-husbands and severe debt, how did that happen as obviously was far too nice when negotiating and discussing the financial side!!!!! Oh well, at least I have my humour and can hold my head high, I didn't sting them for as much money as...

Hi Mish Oh your posting did make me smile. Will give that site a miss then I think! Have decided I may just have to be used to my own company for 5 years. You could always try an ad in the “local”. How about this for my posting if I were to put one: 36 year old (wishes she was 21 so she could do eve...

Hi Received chairmans report in the post today as follows with approximate % of debt held: Natwest/Royal Bank Of Scotland 54% Capital One 13% modifications refused by DFD Egg 11% Barclaycard 11% did not vote GE Money (Evans) 4.5@ did not vote Creation 2.5% did not vote Abound 2.5% did not vote Freem...

Hi stoney

Have been looking on here for your posting to see the result and wondering what the outcome was, that's great news and really pleased for you. Its a feeling of shock isn't it? Hasn't sunk in yet for me.