Hi James Just read your post and has similarities in some ways to my own story! You always think that it is only you in the situation and how on earth did you get to that low point? However, I just had m creditors meeting on Monday and am very pleased to say my IVA was approved. It's been a difficul...

A big thanks to everyone for your well wishes, I woke up this morning and feel like a great weight has been lifted and for the first time in months and months felt I had a reason for getting up in the morning!

Thinking of Stoney today for her meeting.

Good Luck for today Stoney, am thinking of you and hope you get a good outcome too!

FANTASTIC NEWS!!! Just phoned DFD for outcome of creditors meeting held today and it’s been approved. I have come off the phone and burst into tears, am shaking as cannot believe it, I had convinced myself that it would be rejected, I really had. I took the day off work today and purposely didn’t se...

Thank you Melanie and John,

I know I am worrying too much, human nature and thank you for the sound advice and good wishes.

Am going to have an early night and try to keep busy tomorrow morning.

Can anyone advise me on the usual reasons creditors give for rejecting an iva proposal at creditors meetings?

Worried and anxious!!

Thanks for your good wishes ang and kerri, my stomach is in knots this evening and think I am going to do the wise thing and turn off computer, find a good film to watch and try and relax. Not that easy as have had three phone calls from one creditor this weekend, two of them today, don't get me wro...

Thank you hymers and melanie for your kind words. Not long to go now and am trying to keep positive but its so hard, just feel like a hamster on a wheel at the moment, going round and round and not getting anywhere!! I feel like am on automatic pilot, get up go to work come home, had a hard enough y...

Can anyone tell me when you have date and time for creditors meeting is up til that time that creditors have to vote or do they actually vote at the actual time your meeting is set, I ask as have to call 30 minutes after my meeting? Sorry may seem a silly question but feeling very anxious as this ti...

good luck gavin, mine is on the 13th so fingers crossed for both of us!

Thanks Andy, I will forward these on to IP, received my fourth one today in the post but absolutely no phone calls whatsoever this week, not one call which seems strangely quiet. Was feeling quite calm but just over a week to go before my meeting and panic and anxiety is setting in, am trying not to...

Thanks Stoney 1st today, so not long for both of us now. Will keep my fingers crossed for both of us for the news we want. Have received notification today in writing of meeting and it states have to ring 30 minutes after meetng so at least I hopefully wont be waiting all afternoon. Have a question ...

Fingers crossed for us both stoney, I don't think I would be able to concentrate at work and depending on what the outcome is would rather be at home I think although will need to find something to do at home to keep me busy so the time doesn't drag. Creditors calls have gone really quiet this week ...

That's good news stoney that you now have a date, lets hope we both get the news that we want, have booked the day off work and meeting is at 1pm so going to be a long morning I think! I feel slightly better now that I have a date, only just over two weeks for both of us before our meetings now! Fin...

I can sympathise with the nightmares, getting them myself, the icing on the cake was one I had the other night which involved my first ex-husband and he was wearing a white shell suit with logos all over it with the name of my ip company and he kept knocking at my front door!!!!! NIGHTMARE!!