I am confused though I have contacted PJG and am awaiting a response this week. I have heard nothing from CF as you all have. My F&F IVA was agreed 18 months ago and we were waiting for PPI (by CW) to be concluded to close the IVA. I have had issues getting a new job with it on the insolvency regist...

I have sent an email but as everyone seems to have letters last year and I have not and had a letter from PJG at the end of year i assume I am still with them We were only waiting for PPI to be complete and we did that through them and they would get the commission so I can't see it worth selling ou...

After popping on here briefly I am confused to what has happened with PJG and Melanie and have I been transferred to CF Can someone update me briefly I got a letter from PJG saying that we were close to closure and just waiting the final PPI outcomes etc. I have not heard anything for a while As it ...

Hi all Its two years on since I began this journey and somehow today i felt compelled into making this post. What can I say about it all, firstly I am through it I am better than I have been for a while and looking forward rather than backwards and have learnt a lot of lessons. The kids are growing ...

Thanks all and thanks Kelly
A bright sunny weekend to enjoy with less stress and anexity
Watching three stooges with the boys while the wife and baby have a lie in
Have a great weekend back to school next week

After letting the IVA approval sink in for a day. I wanted to share my gratitude and thoughts with you all. I have been on a massive journey that has probably been the one of the worst in my life, only second to losing our daughter. I believed that I was super confident, indestructible and as a fron...

Well today was difficult I am englands training ground watching dylan train and play football awaiting decision very hard to focus and then the call All approved with minor mods Weird feeling after what I have been through recently but sun is shining and now I can enjoy the day Thanks and now I prom...

Thanks Foggy it has been much better, bit nervous today but trying to keep mind off it. I have been lurking and was really pleased to see your outcome. Hope family is ok. Mine are all great, just need a postive result and then it can continue to go well

Hi all Thought it was time for an update, where do I start I ended up checking myself in to A&E and was diagnosed with severe panic attacks, severe anexity and depression. Though the depression was only mild the other two disguised it. I have been on the meds inc. Valium since and have seen two face...

Congrats Foggy so happy for you ...be back soon

I am sorry all for how I have been I am trying to recover but it is hard I think I know deep down the iva woll get approved as BR for us is no benefit to the creditors I just worry much about my children and seem to have this idea that they will get taken from us. I must say admins comment I did fin...

Thanks lem i am sure we can do it and have to for the sake of the kids. I am sure I am not the only one on here with 3 kids and wont be the last. I need to give the kids some time over the BH and then put the IVA into the home straight Hopefully the counselling will help me overcome my fears, I know...

I am sorry to hear that Andy and our prayers are with you

Eureka when you put it like that i does sound ridiculous. I do know deep down that no matter what I am a good dad and they will not remove my kids from me.

bear in mind 6 months ago i was a completely different person, something has snapped in me

So lem how can i stop this it is really hurting me that I only see one way out
please also btw my IVA is a fixed and final one so it would not be 5 years hopefully