IVA is just in my name. It`s nothing to do with him.

Hi, Thanks, it is a very difficult desision to make... The flat is half his and half mine. And i am with debt Free Direct...So far they have been very helpfull...This is all sooooo hard!....I am just so scared to lose everything as we both worked so hard for it and this flat was our dream come throu...

Hi, I am trying to find the best solution and i am so confused... Me and my partner own a flat (with a joint mortgage)and we have two little kids together (5yrs old & 18 month old). We been having realationship problems for a very long time now and i am really considering about finally leaving him (...