Search found 15 matches

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by gary29
Fri Jan 13, 2017 10:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage porting
Replies: 11
Views: 1073

Thank you we have now spoken to nationwide and wasn't an outright, we have a meeting booked with local branch next week to see if they can do anything.

Thanks
by gary29
Fri Jan 13, 2017 7:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage porting
Replies: 11
Views: 1073

Thanks I have sent him a message.
by gary29
Thu Jan 12, 2017 9:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage porting
Replies: 11
Views: 1073

Thank you
by gary29
Thu Jan 12, 2017 9:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage porting
Replies: 11
Views: 1073

Thanks for your reply. Will I need to let the IVA company know if it has been settled and completion certificate received nearly 2 yrs ago?

Maybe worth having a discussion with nationwide.

Thanks
by gary29
Thu Jan 12, 2017 8:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage porting
Replies: 11
Views: 1073

Hi Just after some advice. We entered an IVA march 12, early settlement Oct 14 and completion certificate received April 15. We currently have a mortgage with nationwide (£96k) that is portable and have the possibility of a perfect property (£130k) which would require no further borrowing as the dep...
by gary29
Thu May 22, 2014 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Declined Energy Switch Over?
Replies: 12
Views: 3615

We switched to edf a couple of months ago with no problems, could you try them?
by gary29
Thu May 22, 2014 10:46 am
Forum: Ask IVA Forum and Industry experts
Topic: full and final offer
Replies: 8
Views: 1504

Thanks for all the advice will definitely word it so it reduces each month in line with my payments. Unfortunately Melanie you are not my IP but glad you think acceptable.
by gary29
Wed May 21, 2014 10:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: full and final offer
Replies: 8
Views: 1504

Thanks, can't even imagine what it would be like debt free. So grateful of their offer, fingers crossed.
by gary29
Wed May 21, 2014 9:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: full and final offer
Replies: 8
Views: 1504

Hi

My mum and dad wish to settle our iva. We have 32 payments of £158 = £5056 left to pay and no equity in house. They have offered £4700 to finish iva. Do you think this would be an acceptable offer.

Thanks
by gary29
Mon May 20, 2013 8:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual report
Replies: 8
Views: 1555

Our surplus is only 160, im not sure where they get 198 except they put my income at 987 but it is actually 694
by gary29
Sun May 19, 2013 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual report
Replies: 8
Views: 1555

Thanks that is good to know.
by gary29
Sun May 19, 2013 7:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual report
Replies: 8
Views: 1555

A few weeks ago i received confirmation payments to remain same £158 pm. just received annual report with I&E stating surplus £198 most figures are different to what i told them including income. in the body of text in report it states payments to remain same. is this usual, im a bit confused.
by gary29
Wed Apr 24, 2013 8:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review GT
Replies: 10
Views: 1849

Thanks Karol I will get our number and send an email. Much appreciated.
by gary29
Tue Apr 23, 2013 9:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review GT
Replies: 10
Views: 1849

Thanks I know they have quite a large workload so didn't want to ring unnecessarily, once this review is done I will feel much better.
by gary29
Tue Apr 23, 2013 8:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review GT
Replies: 10
Views: 1849

Hi we are previous tenon clients, we sent off all info except last payslip (this has now been sent 2 wk ago).We received an email stating can take up to 6wk to do review. It has now been just over 6 wks and just wondered how long other GT clients have waited for review to be done. Thanks just a bit ...
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