font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MJS If a client makes it clear that they are 100% certain that no PPI were taken out on any of the accounts they hold, I'm not sure how an Insolvency Practitioner can then force that person to pursue P...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles I am not sure what grounds there are here for a complaint? None of us have any control over the backlog with FOS right now, and unfortunately we are all in the same boat. Melanie Maybe it ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by zakster font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples I am sure someone else will be able to answer your query if Melanie is not free...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples I am sure someone else will be able to answer your query if Melanie is not free at the moment. Why not speak to one of the members of staff in Melanie's office and I am sure you will fi...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Kelly O Hi Zakster, Unfortunately we are unable to identify you from your forum name, but if you contact the office they can discuss any queries you have with you. Thanks for the reply. I have rang you...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Utter nonsense - and I don't mean about the date! The IVA Protocol is optional, and not all IPs have bought in to it, so best to check with Payplan directly if you are unsure about whether...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles That offer is more than reasonable, and I am sure your IP will be happy to present it for you. Hi Melanie I have asked Natalie to send you the full details of our case/correspondance to da...

Hi Donna
Hope it all goes well for you,i'm sure it will. We are in the same position and have put forward a F&F offer,but our IP ain't exactly being helpful, and is making the process more difficult at best. Keep us posted on how you get on.

Thanks for the reply Michael. To sum-up you have hit the nail on the head 'my IP could be a little more helpful' Every time we try and get this ball rolling we get hit with other request. Trying to get information is like getting blood out of a stone. Before we was hit with this request they were tr...

Hi We are in the process of making a F&F offer it's a last resort as we can't cope with another 2+ years of our IVA in our current situation,it's seriously affecting our health and mental state. A relative who has seen us struggle and slip down hill is willing to help us out. It's a very generous of...

Hi Melanie Just to let you know that I have tried to contact you twice today and left my name and telephone number with your staff. I explained to your colleagues that the call was in relation to a request on this forum. Unfortunately, I have not heard anything from you. Could you please advise? Kin...

Hi Foggy
Thanks for the input/advice.
I am with the IVA Advice Company[M.G]

Hi all, Just looking for a bit of advice. We are 3 years in on our 6 year IVA. We thought all was going ok-ish but with the cost of living just going up&up to say it's been tough would be an understatement I'm sure you all know the feeling. Aprox 2 months ago we filled out our monthly income&expedit...