For Kelly O really. I have just made my final payment and I am waiting for my CC. I will no doubt be into credit score cleansing after that. Do youallow access for clients of other IVA providers to you completion packs?

I have just made my 72nd and final payment! As of next month's pay packet i can afford a few small luxeries. This feels so good!!! What a journey. Just gotta wait 6 months according to DFD for certificate to come through. For anyone considering an IVA. If it seems right - DO IT! I was in such amess ...

Many Congrats., you are so nearly there! I have one payment left on a 6 year IVA. The last 6 months have been the hardest!!!

Apology to Andy Davie! I replied with your own comments, not so hot at IT, I guess! Wanted to respond to your query regarding PPI. I am with DFD and they sent out some forms for me to sign from various credit cards etc. that I held as I entered my IVA. I have been notified of only one response from ...

I am new to the site. My IVA strted on June 25th 2007, initially for 60 months. I was gutted to receive notice in Feb 2012 that this was to be extended by 12 months as I had no equity in my property. I have now made 70 payments with only 2 more payments to make. It has been a really hard journey but...