just wanted to say thank you and hope everything turns out okay

Hi everyone It looks as though I have stirred up alot of feelings in general. This was the proposal for the secured loan put forward. Loan £7750.00 Broker fee £1162.50 Completion fee £795.00 TT fee ? £35.00 You will see that all the fees work out at £1992.50 which is an extra 25% of the initial loan...

Hi Foggy To answer your question, When I went through all my paperwork with Ian, he stated that this is covered under the 2008 iva protocol and that I can not be forced into a secured loan and that under home equity section 9.2 the remortgage term does not exceed beyond the existing mortgage deal. T...

Hi plasticdaft It was made up of nearly £2000 to inc broker fees,completion fee and also TT fee. Has with my last reply I have been told and now checked, they can not force me into getting this as is goes beyond the time scale of my outstanding mortgage. All said and done after going through this I ...

('[:)]') I have just had a call from A very nice chap called Ian from iva.org (I know this is another site but needed all information I could get, I was panicing) and he talked me through everything I should know and where to look if I require any other information. I am now in a better position tha...

My IP Kingsgate have got together with Select Partnership and offered me a secured loan of £7,750 plus charges £1992.50 at a monthly payment of £122.63 over 15 years

Please see below copy of wording of my agreement. It says remortgage and then in section 3.9 it says remortgage/secured loan. Can someone please advise. 3.7 VALUATION After month 54 of the arrangement the Supervisors, with my co-operation, will obtain a professional valuation of the property referre...

This is all I know. This is on the proposal set up. • Dividend in IVA 45 pence in the £ • Dividend in Bankruptcy 9 pence in the £ • Monthly Contribution £300 • Property equity to be re-valued in month 54. • And remortgaged to a maximum 85% LTV • for the benefit of the IVA • Duration 5 years • Protoc...

I was been told that I shouldn't be worse of than I am now, my mortgage is a tracker mortgage and the rate is only 1.49% and if the way things are with the banks now and they do not change then in a couple of years I might not be able to secure a remortgage. It is not the paying back the money that ...

Hi Foggy & Leslie thank you for the reply. When I said covering of costs the monies given to my creditors seems nothing to what the IVA company have taken. I have been told that I will have to take out a loan of roughly £9000 plus broker fees which add up to an extra £2000 plus interest and over 15 ...

Hi I have been in an IVA since September 2008 and have 2 payments left, however a few months ago I was told that to satisfy my creditors I agreed to take out another loan against my property and make a final payment. I have now been in touch by a third party agency saying that I had agreed to remort...