Hi. Just after advice on what the chances are of myself and my partner obtaining a mortgage through a high street bank? My IVA completed in June 2013, and my partner was not part of this and has no bad credit on his file. He is keen to approach his bank (Virgin) about us getting a joint mortgage, so...

I am after advice on whether my partner and I are eligible to apply for a mortgage, and how I would find out how much we can lend? I am reluctant to approach a high street lender as I completed an IVA in June 2013, and feel it is likely we would be turned down. My partner and I both work full-time a...

My IVA started in July 2008 and ended in June 2013. Have checked my credit report with both Equifax and Experian and it has been removed after the 6 year date. I have no other defaults on my credit record. I'm hoping this means it won't affect my partner's credit rating should we decide to apply for...

I completed my IVA in June 2013 and have continued banking with the Cooperative Bank. I live with my partner, who was not part of my IVA, and he has suggested I apply to be added onto his current account with Virgin Money so that we can pay all bills etc jointly. What do other members think my chanc...

I completed my IVA in June 2013 and have recently been turned down for a bank account with NatWest (I currently have an account with the Co-op bank which I have had for the duration of my IVA). Is this because my IVA might still be showing on my credit report? If so, is it possible to get it removed...

I completed my IVA in June 2013 and have recently been turned down for a bank account with NatWest (I currently have an account with the Co-op bank which I have had for the duration of my IVA). Is this because my IVA might still be showing on my credit report? If so, is it possible to get it removed...

The final payment of my IVA is due on 1st June, and I am looking for advice about what happens next. Do I have to attend a final meeting with my IP, and if so will they get in touch with me? Also I have a standing order set up with my bank for my monthly payment to my IP. Do I cancel that myself. An...