Help... almost completed the 5th year of iva going into the last year(6yr iva) but we have seperated and now both have double the outgoings! The iva have told us to send in income and expenditure to review, they said may be possible the creditors will discharge it, as so far into iva?... anyone had ...

We were so relieved to have it accepted taht we jumped at the 6 years, maybe shouldnt have accepted it so quick! x

The extension was done at the beginning of the iva, they were the terms proposed to us, so im hoping at the 6 years we will be done!! Thanks so much for your help, it is as i thought it would be, Thanks and hope all goes well with yours too xx

Hi lem, no the 12k is an existing secured loan sorry my mistake (thought it was equity release), my understanding then is that it all totals approx 80k, so there would be possibly 10k equity? which i'm hoping isn't enough. As they told us at the beginning if there was no equity then th IVA would run...

Hi Iem, this forum is new to me lol! the mortgage is approx 68,300.00 balance, and we have a remortgage/equity release as well, this is approx 12,000.00 o/standing too, the only evaluation we have had is from an estate agent who came out and said £85,00- 90,000.00. zoopla also says £92,321.00, Is th...

Hi, my IVA is due to end sept 2014,(well october due to payment break to buy household essentials) we are currently in year 5 as we had to take a 6 year IVA, we are now looking fro evaluations on the property, we also have an equity release too, How will the valuation and current equity affect it? w...