Perhaps you prefer "canvass on an unsolicited basis using information publicly held, for the purposes of statutory disclosure and not for the intent of being used for marketing purposes". I am sure that Andy Davie will contact you directly, but may I offer a word of advice as a seasoned forum poster...

It is not the duty or responsibility of an insolvency practitioner to assist in cleaning up someone's credit file after an IVA has been finalised. And why would we want to David, when there are good firms like yours who will do it for the price of 8 first class stamps. I am sure that you will do a f...

I think the point here is about the way you are gaining the names and addresses of the people you are writing to. I take your point about not everyone being internet savvy. Why don't you use a marketing approach as a company and produce a flyer offering your services and distribute this to IP's and ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MerlinL14 I think you brought on any criticism yourself, sending out spam mailing to lists you trawl from the Inconstancy register, and yes it is spam. You could quite easily have trawled the internet ...

[quote] Originally posted by MelanieGiles I am surprised to note that David is experiencing that most lenders are keeping the PPI refund and offsetting it against balances due in the IVA. This is not my own experience, especially in IVAs where the majority of debts have been sold to third party comp...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by JayneMatthews How do I get my credit score in the black after an IVA? Ours finished last January, but we didn't actually receive our completion certificate until last October. Jayne, I suggest you obta...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MerlinL14 I think you brought on any criticism yourself, sending out spam mailing to lists you trawl from the Inconstancy register, and yes it is spam. You could quite easily have trawled the internet ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by piggybank Hi please can anyone advise if they have claimed PPI after they have received their completion statement and successfully kept the money? I received my completion statement last year and beli...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy Hi Eric. Yes, you are free to keep any future windfall after issue of your certificate. However, current thinking is that PPI refunds are an asset which existed prior to or during your IVA and, a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lesley_ 8 stamps is reasonable enough I guess but as Janey above said one phone call and it's done all by yourself. Whilst you can obtain your credit file with one phone call, you cannot correct errors...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy Yes, for the sake of 8 stamps it's a useful service --- do they deal with the other two CRA's if required ( for more stamps) ? Foggy, The CRA's have limited powers to change items within your cre...