i agree, i am all for supporting people. if you read some of my previously post you'll see that i have even posted jokes to try and cheer people up. and you, lou74, have put forward the reasonable argument about the ref number, which i commented in the hope that creditfix pick up on it about putting...

i have to agree with nicklau8.

and lou74, the main issue on the tread had been the red envelop if you read back to the first post.

Well DID your postie point out the fact you were in an IVA or DID he just remark on the colour of the envelop? The fact is you don’t know for a fact that A. he knows your in an IVA and B. that he would go and tell everyone in the village. You seem to be confusing the word fact, with assume, or guess...

If your husband’s full name and address aren't on it, how would the postie know where to deliver it. Also why would your postie, if he even bothers to look at the reference number, let alone go around telling everyone in the village and risk his job in the process. Don’t get me wrong, I understand t...

define enormous? A2 size? A1?

i will admit it sound a bit careless with the ref number. maybe creditfix would consider printing the ref at the bottom of the page instead in future to avoid this happening in the future?

What are you lot all about? I received I red envelope as well. Mine was from Virgin Media. I didn’t open because I am not with virgin media, nor do I have any intention of signing up. But at no point was I worried about what anyone on my street thought about this red envelop coming through my door, ...

there will be many people on this forum who enter into an IVA company thinking that that company is the right 1 for them and are 100% happy and end up feeling the have been screwed over 2 years down the line and and wish they had never join to company. And there will be many who were not sure, who f...

http://www.insolvency.gov.uk/insolvency ... bankruptcy

this is what the insolvency service has to say about PPI.

Thank you for your answers, no property is owned.

it would come from a family member offering the money to help get out of this situation

is it possible to offer a full and final figure before the IVA is started? if not how long would you have to wait to make a full and final offer?

After I retired, my wife insisted that I accompany her on her trips to Sainsbury's Unfortunately, like most men, I found shopping boring and preferred to get in and get out. Equally unfortunate, my wife is like most women - she loves to browse. Yesterday my dear wife received the following letter fr...

knowing how stressful an IVA can be, I thought it would be nice if we could all share some jokes to keep our spirits up. Anyone got any good ones?

it a bank hol in NI on moday aswell

congratulations!!!!! i'm sure you not the only 1. its nice to see the CCs getting out there!!