Well following a strongly worded letter from IP asking NR what exactly they want from me(blood, sweat, tears etc...) Northern Rock have now changed their mind (again!) and accepted the proposal subject to modifications, all fairly standard from what I can gather, except that I'm only allowed two mis...

Hi all, This is my first post(also copied as a reply to another NR post) and I thought I should let you know the problems I'm having with my IVA proposal because of Northern Rock. I have debts of £80k, and I submitted a proposal of 38p/£ which was rejected. The proposal was then increased to give a ...

Hi all, This is my first post and I thought I should let you know the problems I'm having with my IVA proposal because of Northern Rock. I have debts of £80k, and I submitted a proposal of 38p/£ which was rejected. The proposal was then increased to give a return of 45p/£. Initially, this was accept...