Just to add to this topic. I recently settled my iva but it's not due to come off my credit file until Jan 2019. Can I get a mortgage or at reasonable rates too. Also how best can I go about working towards getting a mortgage?
Thank you.

IVA really helped by stopping the creditors harassment but the long and strict rules is not helping while expenses increasing. Mel, in addition to previous enquiries! Can successful PPI claims add to the value of F&F payment?

I'm just 10mths into my IVA. My monthly payment was £118/pm over 60thms. Just 5mths into the agreement, i complained about increase in my monthly outgoing and my payment was reduced to £101/pm. My IP successfully won £1,280 on my PPI and i'm planning to ask two of my cousins to help me pay full and ...

I dont why 123debt solution always request money upront from client before setting up IVA. I contacted them almost a year ago regarding an IVA and they want to debt my account with £600.00, which they claimed is the fees to set up creditor's meeting and other services and i refused to comply with th...