It looks like my remortgage has been accepted with the same company,wasn't expecting that to go through so really pleased.5 yr fixed so takes me to the end of my IVA more or less.Iva gone through last week so things looking up!

Well done,had mine on the same day so we will be debt free at the same time.all the best.

My iva went through fine yesterday with no problems,had to increase my initial offer but no issue with keeping my car so pleased with the outcome.big relief to get it out of the way and now move on.thanks for the good wishes!

Thanks for the messages,been really helpful reading peoples stories on here and lots of support and help when needed.

Hi,got my iva accepted today,had to accept a £75 increase from the original proposal.pleased as no requirement to change my car.big relief to move on now and get back on track.big thanks to a great partner,we get married in 6 weeks so lots to look forward to!

Hi,i have not currently submitted this information but will do it today.

Hi, The figure for the variable is £30 extra which would be manageable,I can only see that figure increasing and could become difficult to find shoul there be large increases.I havent forwarded this extra payment information for my creditors meeting as yet,should I forward this on or wait for my mor...

I am having my creditor's meeting on June 14th and my current mortgage deal ends on the 29th June.I have applied to remortgage with the same firm on a 5yr fixed rate,I am still waiting on this to go through.Is it unlikely this will no longer be accepted,it was sat in someone's tray when I spoke rece...

Hi,Your story sounds very similar to mine,only a month or two in front of where you are now.I have been dealing with payplan and have my IVA meeting on the 14th June.Its been a really stressful time where you try and do the right thing and it is difficult to change that attitude where you just want ...

I am in the process of my IVA,not approved yet.I have a remortgage application in progress with my partner,was hoping to get a response early,no news on it being accepted yet,still sat in someones tray.It is with the same lender with no missed payments.Is this likely to go through or will the propos...

Thanks for the advice and good wishes,nothing to do but wait and hope all goes well.Will keep you updated when I get my result!

Hi,Thanks for the replies.my car is listed as assets not specifically pledged along with my pension payment for the month.When I spoke to someone she didn't think it was extravagant but the creditors may ask?

I am in a similar situation and currently in the process of an IVA, I have a meeting on the 14th June to find out if it will be accepted.I was given the number of Payplan from lloyds to help and they have been really helpful and could be a good place for you to start.Hope this is of help.

I am awaiting my cerditor's meeting for an IVA on the 14th June which cant come quick enough,I was wondering what they tend to do regarding cars and requesting it to be changed(car value ~£7500).Any advice on this would be great.