thank you melanie i have composed a letter and sent it to my supervisor,i will keep you informed of my progress.Thank you once again for your valuable advice.

thank you melanie for your prompt reply,yes there is a final year revaluation clause,and i am strugling with my payment becouse i have had to change my shift pattern,i have a very sick son he is 32 years old ,i normly work through the weekend but i have had to stop this and work week days which has ...

am seven months into my iva program £1000 a month,i am concerned,strugling,i can raise £25,000 equity from my property can i ask for a settlement?